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Loan Interest Rates

Effective Date: 04/16/18

Automobiles - 100% Financing

Category Rate
New Cars - Up to 84 months ** As low as 3.00% APR *
Used Cars - Up to 72 months ** As low as 3.25% APR
  • * APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
  • Existing auto loans not available for refinance.
  • $15,000 minimum amount financed for new auto loans over 60 months.
  • ** Add 1.25% rate increase to extend term to 84 months, $20,000 minimum.
  • $10,000 minimum amount financed for used auto loans over 48 months.
  • ** Add 1.25% rate increase to extend term to 72 months, $20,000 minimum.
  • All loans subject to credit approval.

Recreation Vehicle Financing

80% of the lesser of dealer suggested retail or selling price

New Rate
0 to 72 months
73 to 120 months ($20,000 minimum)
7.95 APR
7.95 APR
Used Rate
0 to 72 months
73 to 84 months ($10,000 minimum)
8.95 APR
8.95 APR

Boat Financing

New Rate
0 to 48 months
49 to 72 months ($10,000 minimum)
7.75 APR
7.95 APR
Used Rate
0 to 48 months
49 to 72 months ($10,000 minimum)
8.25 APR
8.50 APR

Motorcycle Financing

Category Rate
New
Used
9.95 APR
10.75 APR

Mortgage Loans

Length Rate
First Mortgages 5 to 10 Years Fixed As low as 4.00 APR
First Mortgages 10 to 15 Years Fixed As low as 4.25 APR
First Mortgages 15 to 20 Years Fixed As low as 4.50 APR
7 Year ARM 4.25 APR
7 Year Balloon 4.25 APR
5 Year ARM 4.00 APR
5 Year Balloon 4.00 APR
Second Mortgages up to 5 years 7.00 APR
Second Mortgages over 5 years, up to 10 years 7.50 APR

Home Equity Line of Credit

Variable Rate Rate
First Mortgage
Second Mortgage
4.75 APR
4.75 APR

Interest Only 5 Year Balloon

Variable Rate Rate
First Mortgage
Second Mortgage
6.75 APR
6.75 APR

Other Loans

Type Rate
Signature Loans
E-Z Eagle LOC
E-Z Eagle Share LOC
Mastercard Platinum
As low as 7.90% APR***
As low as 7.90% APR***
As low as 7.90% APR***
As low as 7.90% APR***
  • *** APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
  • All loans subject to credit approval.

Share Loans

Length Rate
Up to 12 months 3.50 APR
13 to 36 months 3.75 APR
37 to 60 months 4.00 APR
61 to 96 months 4.50 APR
97 to 120 months 4.75 APR